Founded in 2019 by a team of mortgage professionals, Rate Money set out to fill a critical gap in the industry—offering tailored home loan solutions specifically for self-employed borrowers.  During this time, we’ve made it simpler for 15,000+ self-employed Australians to get access to more than $9 billion in financing.

In just 6 years, Rate Money has expanded from 0 to 40 branches, demonstrating the immense growth potential for franchisees.  As the first to eliminate unfair fees on most of our products, we've disrupted the lending landscape and earned numerous industry awards for our innovative approach.